Investments articles

Investments

How to invest in 2023?

Investing in 2023 requires careful consideration of various possibilities. One key aspect is diversifying the investment portfolio, which means investing in different asset classes such as stocks, bonds, real estate, or commodities. How can a person with low capital invest…

Investments

How to fight shopping addiction

Shopping addiction has become an increasingly common problem in today’s society. People addicted to shopping often experience emotional, financial, and social difficulties. How should you consciously control your spending? The first time we feel the need to buy something, it’s…

Investments

Where to buy works of art?

Investing in art is a great way to diversify your portfolio and protect your assets in the long term. But where do you start when it comes to buying art for investment? There are many options available, from online auction…

Credits articles

Credits

How to avoid credit card debt?

Credit cards can be a useful financial tool, but using them recklessly often leads to a spiral of debt. The key to avoiding such a situation is understanding how credit cards work and managing your finances consciously and responsibly. Understanding…

Credits

Wedding loan: pros and cons

A wedding loan is a type of loan that people take out to cover the cost of their wedding. This type of loan reduces your financial burden. However, this type of consumer credit is risky and should be used with…

Credits

How to improve your credit score?

Creditworthiness is the key to obtaining a loan and renting an apartment. A bad credit history can lead to a lower credit score. This may make it difficult to obtain a loan or credit, e.g. a mortgage. A good way…

Savings articles

Real estate articles

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Competency test – is it worth taking?

In the era of a dynamically changing job market, a competency test is becoming increasingly desired. But is it worth taking? Let’s look at its benefits and potential pitfalls. What is a competency test? A competency test is a tool…

When is it worth hiring a virtual assistant?

As technology advances, more and more entrepreneurs are beginning to see the benefits of hiring virtual assistants. Virtual assistants help automate tasks, increasing company efficiency and allowing business owners to focus on strategic growth. When your duties exceed your available…

Top 5 apps for online meetings at work

Online communication has become an integral part of team collaboration. Online meetings have become the norm, allowing employees to interact effectively despite distance. Choosing the right tools for online meetings can significantly affect productivity and work efficiency. What features do…

How to find the right mentor?

Career development is not only the result of our skills and dedication, but also the support we receive from our mentors. Mentors play a crucial role in our career development, offering invaluable advice, inspiration, and support from an experienced professional….

How to pay off debts and avoid financial traps?

Debts can be a huge burden for anyone. How can they be repaid and how can one avoid falling into further financial traps? This article contains practical tips that will help you get out of debt and maintain a stable…

The household budget as a weapon against debts

When debts begin to dominate our lives, it’s easy to feel overwhelmed. However, there is a tool that can help regain control over finances. This tool is a household budget. Where do debts come from? Debts are often the result…

Is it easier to get a loan for a company or privately?

Deciding to take out a loan, we may face a dilemma: is it easier to get a loan for a business or personally? The answer to this question may depend on many factors, such as our credit history, business plan,…

How to learn public speaking?

Speaking in front of an audience is an art that can be learned. With the help of proper tools and techniques, anyone can overcome fear and deliver a captivating presentation. Public speaking encompasses not only business presentations but also conversations…

How not to be deceived by financial advisors?

Financial advice is an area that aims to help clients manage their finances properly. However, not all advisors have good intentions. Sometimes there may be individuals who try to take advantage of clients’ lack of knowledge to profit from them….

How to safely use the promotion?

Promotions are an integral part of our consumer life. From every side, we are bombarded with advertisements offering various discounts, rebates, and attractive deals. However, in order for utilizing promotions to be beneficial and not end in disappointment, it is…