Investments articles


How to invest in 2023?

Investing in 2023 requires careful consideration of various possibilities. One key aspect is diversifying the investment portfolio, which means investing in different asset classes such as stocks, bonds, real estate, or commodities. How can a person with low capital invest…


How to fight shopping addiction

Shopping addiction has become an increasingly common problem in today’s society. People addicted to shopping often experience emotional, financial, and social difficulties. How should you consciously control your spending? The first time we feel the need to buy something, it’s…


Where to buy works of art?

Investing in art is a great way to diversify your portfolio and protect your assets in the long term. But where do you start when it comes to buying art for investment? There are many options available, from online auction…

Credits articles


How to avoid credit card debt?

Credit cards can be a useful financial tool, but using them recklessly often leads to a spiral of debt. The key to avoiding such a situation is understanding how credit cards work and managing your finances consciously and responsibly. Understanding…


Wedding loan: pros and cons

A wedding loan is a type of loan that people take out to cover the cost of their wedding. This type of loan reduces your financial burden. However, this type of consumer credit is risky and should be used with…


How to improve your credit score?

Creditworthiness is the key to obtaining a loan and renting an apartment. A bad credit history can lead to a lower credit score. This may make it difficult to obtain a loan or credit, e.g. a mortgage. A good way…

Savings articles

Real estate articles

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Consolidation loan – should I take it?

Personal finanses is area of life where we make a lot of mistakes. Large number of bad decision would bring us to real problems. Too much loans, too much unnecesery expenses and no savings. It could all end up a…

Investments in gold – the basics

Gold is one of the oldest forms of capital holding. Already in antiquity, this metal was treated with special interest. Today it is also one of the most interesting forms of investing funds.